Other Personal Lines Solutions
This course examines
coverage exclusions and limitations in the most current ISO Homeowners 3 –
Special Form and the ISO Personal Auto Policy.
Learn to address
exposures created by business activities, the ownership or use of recreational
vehicles and watercraft, and the need for additional coverage through Personal
Umbrella Liability and Catastrophe Coverage.
This course is best taken
after CISR Personal Residential Property & CISR Personal Auto Exposures.
Topics:
- Business
Activities of Personal Lines Clients – Unique exposures to in-home
businesses, types of loss, risk management considerations, and methods of
insuring exposures.
- Recreational
Lines –
Identify exposures faced by personal lines clients with recreational
vehicles and watercraft.
- Personal
Umbrella/Excess Liability – Understand Personal Umbrella
Liability/Excess Liability Coverage concepts and identify and compare
policy differences.
- Personal Lines
Catastrophe Coverage – Coverage solutions and risk
mitigation methods or resources available to personal lines consumers for
catastrophic perils.
- Personal Lines Emerging
Risks – Basics
of how emerging risks develop, risk management process essentials, and how
to apply the risk management process to an emerging risk.