Big I Markets

Cyber Coverage from Coalition

Big 'I' Markets has partnered with Coalition, the leading technology-enabled cyber insurance solution, to offer agents powerful entry to the cyber and technology errors & omissions insurance markets. Coalition is the first insurance-enabled technology firm built to help businesses before, during and after a cyber incident.

During the online quoting process, the insured's network and web properties undergo an automated risk assessment to identify known issues and potential weaknesses in the insured's security posture. Once coverage is bound, Coalition provides ongoing monitoring for new and emerging threats specific to the information technology used by the insured, adding an extra layer of defense. All policies include this technology-driven approach - which includes automated alerts, threat intelligence and ongoing policyholder monitoring - along with a dedicated claims and security team should a breach occur.

Big I Michigan members have direct access to Coalition's licensed agents and renowned cybersecurity experts via online chat throughout the sales and underwriting process. 

Please direct any questions you have to Aimee Fawns.

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Alternative Market through Anderson & Murison

• Limits up to $10 million available
• Ideal for risks that have drivers with multiple violations/accidents
• Will consider high profile personalities such as elected officials, athletes, media personalities & entertainers
• Will consider risks with prior liability losses exceeding $25,000
• Drivers over age 75 acceptable with two violations
• Drivers under age 22 can have minor violations
• Driver exclusion endorsement available for drivers with unacceptable driving records
• Written on A rated Scottsdale paper

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Flood through Selective Insurance

In, Above and Outside of the NFIP!

Selective offers a unique and unparalleled approach to servicing flood customers nationwide. Having been rated A (Excellent) by A.M. Best since 1930, and the endorsed flood carrier by IIABA, Selective provides the experience, dedication and service required to stand up against the competition.

• Personalized Service - handles policies from inception to payment of a claim.
• A Partner to Trust - exclusive underwriting teams designated to each and every agency state.
• State-of-the-Art Tools - including streamlined navigation, real-time processing, and easy access to reports, commissions, claims and more!
• Customized Marketing Resources - offering co-branded content and campaigns

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RLI Personal Umbrella

If your clients have their auto and homeowners insurance coverage with different carriers they’re likely good candidates for RLI’s stand-alone personal umbrella.

RLI’s PUP stands atop your existing homeowner and auto insurance to provide an extra layer of personal liability protection. With RLI’s PUP program, clients can maintain their auto or home coverage with whatever insurance company they choose, provided they maintain the mandatory minimum underlying coverage limits.

$1-, $2-, $3-, and $5-million liability limits available

Optional auto underlying limits of $100/300/50,000 available for risks without youthful operators

• Broad underwriting guidelines allows easy qualifying for the program
• Application is self-underwriting, so you know as soon as completed whether or not qualified for coverage
• Competitive premiums are offered for all coverage limits to keep RLI personal umbrella coverage affordable

RLI Home Business Insurance

The RLI Home Business Insurance policy, specifically designed for home-based business, crafters and hobbyists, is written on an ISO BOP form. While standard homeowner endorsements offer some coverage, many DO NOT cover most business-related losses.

On the other hand, an RLI Home Business Insurance policy includes: 

• Up to $1,000,000 in business general liability coverage, both on and off the residence premises.
• Up to $100,000 in business personal property (BPP) limits for protection at home and while temporarily off premises.
• A standard $250 deductible.
• Up to $5,000 per person for medical payments to customers or vendors injured on your premises.
• Optional coverages for money and securities.