Personal Lines
In this CIC Personal Lines course, you will focus on the
Property and Casualty insurance industry, covering topics related to Personal
Residential, Personal Auto, and Personal Umbrella or Excess Policies. Through
exploring the intricacies of policy coverages, limitations, and exclusions you
will be able to identify risks and coverage gaps of personal lines clients,
offer coverage solutions, and learn how to respond in the event of a loss.
Updated and revised 2-day course.
Personal Residential Coverages (8 Hours)
Learn how to address homeowners’ questions about what types
of policies best suit their individual needs. This section provides information
about eligibility requirements and different valuation methods for insured
property under Homeowners and Dwelling policies. Understand the ISO Homeowners
Policy Form and how to address Property and Liability coverages, limitations,
exclusions, and other policy provisions.
Personal Automobile Coverages (6 Hours)
Gain in-depth knowledge of coverage afforded and not
afforded by the Personal Auto Policy (PAP), including how to identify “who is
an insured” and what is a “covered auto.” Develop your understanding of each
coverage part of the PAP, including Liability, Medical Payments/PIP,
Uninsured/Underinsured Motorists, and Damage to Your Auto. Examine important
endorsements that can be used to provide additional coverage for your clients.
Personal Umbrella/Excess Coverages (2 Hours)
Help your clients understand the similarities and
differences between Umbrella Insurance and Excess Liability Insurance,
including general provisions and exclusions, and the relationship to
primary insurance. Learn how to communicate the importance of Personal
Umbrella/Excess Liability coverages to your client, as an integral piece of
their personal financial and insurance programs.
This designation is recommended for:
·
Licensed agents, brokers, and adjusters
·
Insurance professionals with at least two years
of full-time insurance or risk management experience
·
Full-time insurance faculty members who have
taught for at least two years at an accredited college or university
Earning the Designation
You must successfully complete five CIC courses and pass five exams
within five calendar years. To earn the designation, participants must score
70% or better on the two-hour, essay style exam.