Commercial Casualty
Become familiar with current, practical policy knowledge
and learn how to apply the limits of insurance and recommend appropriate
endorsements.
In the CIC Commercial Casualty course, you will gain a
detailed understanding of the coverage, limitations, and exclusions of the
Commercial General Liability (CGL) Policy, the Business Auto Policy (BAP), and
the Workers’ Compensation and Employers’ Liability Insurance Policy (WC &
EL Policy).
Updated and revised 2-day course.
Commercial General Liability (CGL) Concepts and Coverage
(6 hours)
What is covered in an ISO CGL policy, and what isn’t? Become
familiar with policy inclusions and exclusions. Learn how the Limits of
Insurance apply and how a CGL Policy can be modified to better protect your
client’s business.
Additional Insured Concepts and Endorsements (2 hours)
Understand how to comply with the various insurance
requirements commonly found in contracts. Learn about waivers of subrogation,
additional insured status, and primary/contributory insurance. Examine the
purposes, coverages, and limitations of additional insured endorsements.
Business Automobile Coverages and Endorsements (5 hours)
Learn how to analyze the Business Auto Coverage Form and how
symbols are used to designate coverage. Understand who qualifies as an insured
and how to modify the BAP to better protect other persons and/or organizations.
Learn what exclusions apply and endorsements that can be used to modify a BAP
to better protect your client’s business.
Workers Compensation and Employer’s Liability (3 hours)
Explore important legal concepts that contributed to the
establishment of the workers compensation system. Understand how coverage for Workers
Compensation and Employers Liability Insurance is activated and how it applies
in response to a work-related injury or occupational disease. Learn what
endorsements can be used to modify the policy to offer broader protection.
This designation is recommended for:
• Licensed agents, brokers, and adjusters
• Insurance professionals with at least two years of full-time insurance or risk management experience
• Full-time insurance faculty members who have taught for at least two years at an accredited college or university
Earning the Designation
You must successfully complete five CIC courses and pass five exams within five calendar years. To earn the designation, participants must score 70% or better on the two-hour, essay style exam.